VA Disability Calculator
Combine VA disability ratings with whole-person math and the bilateral factor
This calculator combines VA disability ratings with the whole-person method in 38 CFR 4.25, including the bilateral factor in 38 CFR 4.26. It then shows the 2026 monthly rate for a veteran alone at that combined rating. It is the rating math, not a claim decision.
Calculator Inputs
Use this when rating 1 and rating 2 are opposite arms, opposite legs, or paired skeletal muscles
Results
Enter values above to see your results
This is an estimate of VA combined-rating math and the 2026 veteran-alone compensation table. It is not a claim decision, legal advice, or a prediction of what VA will award.
How to use this calculator
- Enter each rating from highest to lowest. Leave unused rows on None.
- If two ratings are opposite arms, opposite legs, or paired skeletal muscles, mark ratings 1 and 2 as a bilateral pair.
- Read the exact combined value, the rating rounded to the nearest 10, and the 2026 veteran-alone payment.
How the calculation works
VA does not add ratings. The highest rating is applied first. Each later rating applies only to the remaining efficiency. A 50% rating and a 30% rating become 50 + 30% of the remaining 50, which is 65, and 65 rounds to 70.
The bilateral factor adds 10% of the combined value of the paired disabilities before the other ratings are combined. Rounding to the nearest 10 happens once, at the end. A combined value ending in 5 rounds up.
2026 pay is the veteran-alone rate
The dollar amount is the 2026 basic rate for a veteran with no dependents, effective December 1, 2025. Ratings of 10% and 20% do not increase for a spouse or child. Ratings of 30% and higher pay more when VA recognizes dependents. Those add-ons, Special Monthly Compensation, and TDIU are not included.
What this does not decide
VA decides the rating from the medical evidence and the rating schedule. This page only combines ratings you already have. It does not say whether a condition should be service connected.
Worked example
50% and 30%, no bilateral factor
100 − 50= 5030% × 50= 1550 + 15= 65, which rounds to 70%70% rate= $1,808.45 per month2026 VA disability pay, veteran alone
Basic rates effective December 1, 2025. No dependents. Source: VA compensation rate tables.
| Combined rating | Monthly pay |
|---|---|
| 10% | $180.42 |
| 20% | $356.66 |
| 30% | $552.47 |
| 40% | $795.84 |
| 50% | $1,132.90 |
| 60% | $1,435.02 |
| 70% | $1,808.45 |
| 80% | $2,102.15 |
| 90% | $2,362.30 |
| 100% | $3,938.58 |
Tips & Best Practices
- •Put the two sides of a bilateral pair in rating 1 and rating 2.
- •A 10% rating combined with another 10% rating is 19 before rounding, which becomes 20%.
Frequently Asked Questions
How does VA combine disability ratings?
VA starts with the highest rating, then applies each next rating to whatever efficiency remains. The exact combined value is rounded to the nearest 10 one time at the end. A value ending in 5 rounds up.
What is the bilateral factor?
When disabilities affect both arms, both legs, or paired skeletal muscles, those ratings are combined first and 10% of that value is added before the other ratings are combined.
How much is 70% VA disability in 2026?
A veteran alone at 70% is paid $1,808.45 per month under the rates effective December 1, 2025. A spouse, children, or dependent parents can change the amount at 30% and above.
Is this an official VA decision?
No. It applies the published combination rule to ratings you enter. Only VA can assign a rating or a payment.