Investment Return Calculator
Calculate the future value of your investments with compound interest and regular contributions
See how your money can grow over time through the power of compound interest. This calculator shows the future value of your investments, including regular contributions.
Calculator Inputs
Results
Enter values above to see your results
How It Works
It calculates the future value of your starting principal plus the accumulated value of your periodic contributions, assuming a constant annual rate of return compounded at the frequency of your contributions.
Tips & Best Practices
- •Even small contributions add up over long periods due to compounding.
- •Higher risk investments typically offer higher returns but more volatility.
- •Reinvesting dividends is crucial for maximum growth.
Frequently Asked Questions
What is a realistic return rate?
The S&P 500 has historically returned about 10% annually on average (before inflation). Conservative estimates often use 5-7%.
Does this account for tax?
No, this is a gross return calculator. Taxes will depend on your account type (Roth vs Traditional IRA, taxable brokerage) and location.
Guides & Articles
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The Mathematics of Debt Freedom: Strategies for 2026
Debt is a mathematical emergency. We compare the Snowball vs. Avalanche methods and analyze the true cost of carrying a balance in a high-interest environment.
Retirement Planning in 2026: The Ultimate Strategy Guide
The 4% rule is under attack. Inflation is sticky. Longevity is increasing. Here is how to build a robust retirement plan given the economic realities of 2026.
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